With our Segregated Fund, the premise is that you will be investing in an instrument that will allow you to ‘pool’ your money with other investors.

Fund units credited to you represent your proportionate stake of ownership in the segregated fund. Therefore, the value of the units issued to you is commensurate to your claim on the underlying assets of the Fund.

The Fund in turn uses that ‘pool’ of cash from unit holders to purchase securities such as stocks, bonds, real estate, mortgages, money market instruments, and mutual funds.

The term “segregated” means that investment in the Fund is held separate and distinct from the general assets of Sagicor. Therefore, the Segregated Pension Funds’ assets are safeguarded and managed accordingly.