Sagicor (Equity) Fund
A Fund that invests in a diverse mix of local, regional, and international stocks with further diversification through real estate, mortgages, bonds, and money market securities with the objective to maximize long-term capital appreciation with a moderate level of risk. There is no guaranteed rate of return for the Fund. However, up to December 31, 2010 the Fund’s 30-year average stood at 8.9% while the 10-year average return stood at 6.8%.
Sagicor (Bonds) Fund
A Fund that offers a mix of regional and international fixed income securities (such as bonds) with further diversification through mortgages, equities, and money market securities. The focus of this fund is preservation of capital and the generation of consistent returns. There is no guaranteed rate of return for the fund.
Choosing a fund for you
| Age | Fund(s) (Average 30 year Return*) | Risk Profile |
|---|---|---|
| Up to 44 Years | Sagicor (Equity) Fund | You can afford to take some risks. There is time to recover if a dip or loss occurs. |
| 45 - 54 | 60% in Sagicor (Equity) Fund and 40% in Sagicor (Bonds) Fund | Moving away from riskier investments. The focus is on preserving capital. |
| 55 | Sagicor (Bonds) Fund | Stick to secure investments. Lowest Risk. |