Create the Mortgage That’s Right For You
With Sagicor’s range of mortgage solutions, you can choose the mortgage that meets your needs—now and over the life of the mortgage.
Residential mortgages are available for financing up to 95% of the cost, purchase price or appraised market value of the property, whichever is the lesser, with Mortgage Indemnity Insurance.
Home equity is the value of your home less any amount that you still owe on it through your mortgage and or other liability (ies). “Home equity” loans can finance:-
- Home Renovations and or additions
- Educational costs for you or your children
- Travel
- Debt Consolidation
- Investment Purposes
- Medical Purposes
The maximum term is thirty (30) years or until your retirement age, whichever is earlier for properties constructed substantially of concrete blocks and twenty (20) years for properties constructed of hardwoods (purpleheart/greenheart etc.).
Choose from a range of mortgage solutions with:
- Low 5% down payments with Mortgage Indemnity Insurance
- Competitive fixed and variable rates
- Early repayment and /or lump-sum deposits permitted without penalty*
- No application or negotiation fees
- Low commitment fees
- Home Equity Financing
* Certain conditions apply
Contact customer service at 246-467-7707 or a Sagicor Advisor at 246-467-7500