How to Apply for a Sagicor Mortgage

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or
Download and print the application form (PDF)

For Sagicor mortgages, there are a few requirements. (Feel free to print this checklist for easy offline use.):

  1. A letter from your employer indicating present salary, position and length of service.
  2. Two forms of valid picture identification
  3. Utility bill or bank statement no older than three months to confirm address
  4. Proof of down payment and source of funds (copies of at least 6 month’s recent bank statements).
  5. If you are self-employed, the last three years’ audited financial statements and/or copies of your income tax returns or at least three (3) years bank statements.
  6. Letter of offer from the seller of the property to be purchased confirming purchase price.
  7. Valuation of the property to be purchased by one of Sagicor’s acceptable valuers.
  8. Banker’s reference.
  9. Most recent land tax bill as proof of ownership.

If building, the following additional documents will be required:-

  1. Copies of approved plans by the relevant government agencies.
  2. Quantity Surveyor’s report detailing current market value, estimated cost of construction and projected value of property on completion.
  3. Signed contractor’s estimate.
  4. At least two references for the building contractor.

Contact customer service at 246-467-7707 or a Sagicor Advisor at 246-467-7500